Anyone Self Employed? Insurance Question - Group Plan?


Hi all!

Its been a LONG time since I have lurked around here!

Basically after a few failed IUI’s we would like to try IVF. The problem is, we can not afford it out of pocket, both of us have BAD credit and we are self employed and here in IL, the law says:

[I]“Any woman who receives coverage under a fully-insured group policy of accident and health insurance or HMO contract for a group larger than 25 who:”[/I]

Meaning personal health insurance wont cover it. Now up until a few days ago, we thought we did not have a chance.

After searching for a way to join a “Group Plan” we found thatone can get[B] “Associations and Membership Organization Coverage”[/B]

This is the site: [FONT=Arial][SIZE=2]How to Get Group Health Insurance Without an Employer[/SIZE][/FONT]

I was wondering if anyone has done this? If so, did you in fact get on a group plan and actually get infertility treatment?


Sorry I’ve never heard of this insurance before. But have you looked in your area for clinic that provide “trial IVF cycles”

Good luck