Can I use my insurance coverage on Attain program?



I have united healthcare insurance and after one fresh, one FET cycle, I have about $7000 left. It won’t be enough to do another fresh cycle.

Here are my questions:

  1. I’m interested to get the Attain multi cycle (2 fresh, 2 frozen), can i use the insurance coverage to pay part of my attain program?

  2. another clinic is offering a low cost 2 cycles treatment, if I go with them(probably not in UHC network), can I pay out of my own pocket and claim the $7000 with UHC after?