I wasn’t sure where to put this, but since it’s about our upcoming ICSI, I decided to put it here.
We looked into a low interest loan, but was denied b/c we’ve never had a personal loan that big. I have a mortgage and we each have our car loans, which I paid mine off already. But never a large personal loan.
Anyway, I don’t want to go with the finance companies the RE’s office suggested b/c all it is is a company that matches you with a credit card that best fits your needs/qualifications. I have cards; if I wanted to charge it, I would have already.
So RE’s office says they can do in-house financing with us, but we have to put 3k down by mid-june. I have 2k saved…but that’s going to meds b/c we didn’t qualify for the free meds program. So now the problem is where do I get the 3k?
I feel like the gods are against me. I’ve worked so hard up to this point to save and going to dr appts, and DH’s labs/tests, and I feel like we’ll have to scrap it all b/c of the 3k. Do I have any business having a child if I can’t even think of the 3k? It’s just not fair that we have to spend all this just for a chance. Ppl complain children are expensive…but little do they know…
What would you do? Keep going? Any ideas? Or give up another hopeful year? RE says I have age on my side and health. What if a year from now that’s not the same situation? I’m afraid waiting will hinder our chances.
Just need some support/ideas.